Page 18 - Enrollment Guide 2023-24
P. 18

17       Required Notices


     Required Notices   Women’s Health and Cancer Rights







           Act (WHCRA)


           If you have had or are going to have a mastectomy,
           you may be entitled to certain benefits under the
           Women’s Health and Cancer Rights Act of 1998
           (WHCRA). For individuals receiving mastectomy-          If you or your dependents are already enrolled in
           related benefits, coverage will be provided in          Medicaid or CHIP, contact your State Medicaid or
           a manner determined in consultation with the            CHIP office.
           attending physician and the patient, for:
                                                                   If you or your dependents are NOT currently enrolled
           •  All stages of reconstruction of the breast on        in Medicaid or CHIP, and you think you or any of your
              which the mastectomy was performed;                  dependents might be eligible for these programs,
           •  Surgery and reconstruction of the other breast       contact your State Medicaid or CHIP office or dial
              produce a symmetrical appearance;                    877-KIDS NOW or insurekidsnow.gov to find out
           •  Prostheses; and                                      how to apply. If you qualify, ask your state if it has a
           •  Treatment of physical complications of the           program that might help you pay the premiums for
              mastectomy, including lymphedema.                    an employer-sponsored plan.

           These benefits will be provided subject to the same     If you or your dependents are eligible for premium
           deductible and coinsurance applicable to other          assistance under Medicaid or CHIP, as well as eligible
           medical and surgical benefits provided under the        under your employer plan, your employer must
           plan. If you would like more information on WHCRA       allow you to enroll in your employer plan if you
           benefits, call Cigna at 800-244-6224.                   aren’t already enrolled.  This is called a “special
                                                                   enrollment” opportunity, and you must request
                                                                   coverage within 60 days of being determined eligible
                                                                   for premium assistance.  If you have questions
                                                                   about enrolling in your employer plan, contact the
           Premium Assistance Under Medicaid                       Department of Labor at askebsa.dol.gov or call 866-
           and the Children's Health Insurance                     444-EBSA (3272).
           Program (CHIP)
                                                                   To see if your state has a premium assistance
                                                                   program, or for more information on special
           If you or your children are eligible for Medicaid or
           CHIP and you’re eligible for health coverage from       enrollment rights, contact either:
           your employer, your state may have a premium
           assistance program that can help pay for coverage,      •  U.S.  Department of Labor
           using funds from their Medicaid or CHIP programs.              Employee Benefits Security Administration
           If you or your children aren’t eligible for Medicaid           dol.gov/agencies/ebsa
           or CHIP, you won’t be eligible for these premium               866-444-EBSA (3272)
           assistance programs but you may be able to buy
           individual insurance coverage through the Health        •  U.S.  Department of Health and Human Services
           Insurance Marketplace. For more information, visit             Centers for Medicare & Medicaid Services
           healthcare.gov.                                                cms.hhs.gov

                                                                          877-267-2323, Menu Option 4, Ext.  61565
   13   14   15   16   17   18   19   20